Home Insurance

Keystone Insurance Agencies understands that your home is more than a financial investment. It is a refuge – the place where you create memories and raise your family. At the end of the day, your home is a place of confidence, comfort and a place where you can feel safe. Keystone Insurance Agencies can help make sure that you can keep your home feeling like home all the time.

Basic Coverage

Keystone Insurance Agencies and our insurers will create a custom insurance policy to protect your home from fire, lightning or windstorm damage, theft, and even little things, like coverage for visitors who might slip on an icy driveway. Your homeowner’s policy covers the physical structure of your home, permanent structures on your property and your personal property.

Comprehensive Coverage

Keystone Insurance Agencies can provide coverage for whatever your needs or worries are. We cover damage to your dwelling or personal property from most causes unless it is specifically excluded. It’s commonly referred to as “all risks” and while there are exclusions, it’s as comprehensive as you’ll find.

High Value Home Coverage

Feel confident that you can enjoy the finer things in life with additional coverage through endorsements to your policy. Additional coverage may be purchased for items such as jewelry, furs, bicycles, gold, or silverware beyond the amount covered in a standard policy.

Different kinds of homes need different kinds of protection. Whether you live in a house or an apartment, regardless of whether you own or rent, you can rest easy that Keystone Insurance Agencies and our partners will work with you to tailor an insurance plan for whatever you need.

Condominium Insurance

Your condominium association insurance offers coverage for your condo building and commonly owned property, but Keystone Insurance Agencies will make sure that you have coverage for interior damage, personal property and personal liabilities. Together, we can look at your existing coverage and tailor a plan to make sure everything you value is protected.

Tenant Insurance

If you are renting, your apartment or house is covered by a commercial insurance that covers the physical building. Keystone Insurance Agencies, however, can cover damage to or theft of your personal property. We can help create the most suitable plan to ease your worries be it coverage from fire, lightning, vandalism, mischief or any other perils.

Contact one of our Home Insurance Brokers for a quote or additional information.

Please Note: These are general policy descriptions to help you understand different types of coverage. They do not refer to any specific contract of insurance, and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your Customer Insurance Representative and to read your policy contract to fully understand your policy’s coverage and find out more about how we can protect what you value most.

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