Group Benefits Insurance

A well-designed group benefits plan is more than just a perk—it’s a strategic investment in your people and your company’s long-term success. At Keystone Insurance Brokers, we help Manitoba businesses create customized employee benefits solutions that attract top talent, improve retention, and provide meaningful financial protection. From health and dental coverage to disability and life insurance, our team works with you to build a plan that fits your workforce, your budget, and your growth goals.

Simple. Flexible. Built for your business.

Attract, Retain, and Protect Your Employees

What are Group Benefits?

Smarter Employee Coverage for Modern Businesses

Group benefits insurance provides employees with access to essential healthcare and financial protection – often at lower costs than individual plans.

What's Included in a Plan

Core Coverage Options:

Health & Prescription Drugs

  • Medications, paramedical services, extended health

Dental Insurance

  • Preventative, basic, and major services

Vision Care

  • Eye exams, glasses, and contacts

Life Insurance

  • Employee and dependent coverage

Disability Insurance

  • Short-term and long-term income protection

Mental Health & Wellness

  • Counseling and support services

Why Group Benefits Matter

For Employers

✔ Attract and retain top talent
✔ Increase employee satisfaction
✔ Improve productivity and morale
✔ Tax-efficient compensation strategy


 

For Employees

✔ Access to essential healthcare
✔ Financial protection during illness or injury
✔ Peace of mind for themselves and their families

Flexible Plans for Manitoba Businesses

We design group benefits plans tailored to:

    • Small businesses (3+ employees)

    • Growing companies

    • Established organizations

Customization Options:

  • Employer vs employee cost-sharing

  • Coverage levels and add-ons

  • Industry-specific needs

Cost & Value

More Affordable Than You Think

Because risk is shared across a group:

  • Premiums are typically lower

  • Approval is easier (minimal underwriting)

  • Coverage is broader than individual plans

Our Approach

Strategic Benefits Planning

  1. Business Assessment – Understand your workforce

  2. Market Analysis – Compare top insurers

  3. Plan Design – Build the right mix of benefits

  4. Implementation & Support – Ongoing service

Why Work With Us

  • Independent Manitoba brokerage

  • Access to leading Canadian insurance providers

  • Transparent plan comparisons

  • Ongoing support and annual renewals

Build a Better Benefits Plan Today – Give your employees the protection they deserve, and your business a competitive edge.

Let's Work Together

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Built on Local Roots

Keystone Insurance Brokers was built by bringing together several trusted independent brokerages serving Southern Manitoba communities for decades.

Our roots trace back to 1995 in Crystal City, when Treble Insurance began serving local families, farms, and businesses. Over time, brokerages in Souris, Cartwright, and Pilot Mound joined together, forming what is now Keystone Insurance Brokers.

Today, Keystone provides trusted insurance advice across Winkler, Morden, Morris, Crystal City, Pilot Mound, Cartwright, Killarney, and surrounding communities, protecting everything from family homes and farms to commercial businesses and trucking operations.

Contact Us

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